These Terms and Conditions (“Terms”) are an
“electronic records” in terms of the Information Technology Act, 2000 (“IT
Act”) and rules there under as applicable and amended from time to time (“IT
Rules”) and are published by EdServs in accordance with the provisions of the
Information Technology (Intermediary Guidelines and Digital Media Ethics Code)
Rules, 2021 (“Intermediary Guidelines”) that require publishing rules
and regulations, privacy policy and terms of use for access or usage of EdServs’s
website (“Website”) referred to as “Platform” hereafter.
It is hereby clarified that Platform shall also include e-mails, social media,
messenger, or dashboards of EdServs.
- ACCEPTANCE
OF TERMS AND MODIFICATION
- These
Terms along with the Privacy Policy as referred to in Clause 12 of these
Terms (“Privacy Policy”) as maybe amended and supplemented, from
time to time, constitutes a legally binding financial services end-user
license agreement between EdServs and the visitor/user (“User”)
for using various financial services provided by EdServs including but
not limited to various loan products (“Loans”) and sharing certain
data through the Platform (“Services”).
- EdServs
reserves the right, in its sole discretion, to make any changes to the
Terms and the Services. Any changes to these Terms will only be effective
when posted on the Platform, and the User agrees to review the Terms
regularly to understand any changes. EdServs shall not be obligated to
inform the User of any such change/modifications more than once in a
calendar year.
- If
the User does not agree with any of the Terms, the User must not access
the Platform. The User agrees that on such rejection, the User will not
be able to access/ use the Platform/receive Services or seek any
information from the Platform whatsoever. BY CONTINUING TO USE OR
ACCESS THE PLATFORM THE USER IS DEEMED TO HAVE READ, UNDERSTOOD AND
EXPRESSLY AGREED TO THE TERMS CONTAINED HEREIN AND FURTHER AGREES THAT
SUCH TERMS SHALL CONSTITUTE A LEGALLY BINDING AGREEMENT BETWEEN EdServs
AND THE USER.
- DATA
COLLECTION/STORAGE AND PROCESSING
By clicking on the “SUBMIT / I AGREE” button or by
downloading or accessing the Platform in any mode/manner, the User implies
his/her assent to the Terms and further:- - confirms
that he/she has completed 18 (eighteen) years of age and is not
prohibited from entering into a valid contract under any applicable laws.
- unconditionally
accepts, without limitation or qualification that EdServs shall collect,
process, store, authenticate, verify and confirm the User’s personal data
including name, e-mail address, gender, date of birth, mobile number,
photograph, and any information that the User shares from Facebook and/or
LinkedIn accounts to EdServs, financial information such as bank
documents, bank statements, PAN card, bank account number, data from
credit information companies, data from mobile network operators and
other sensitive personal data as defined in the Information Technology
(Reasonable Security Practices and Procedures and Sensitive Personal Data
or Information) Rules, data required for Know Your Customer, e-KYC data,
requirement and other relevant details, documents and details (“Personal
Data”) as may be required by the EdServs from time to time in order
to provide any Services including sanction the Loans, including but not
limited to the User’s Aadhar data through one time passwords, finger
prints or iris scans as may be permitted from time to time under
applicable law.
- agrees
and acknowledges that any sub-sites (whether belonging to an associate or
otherwise) accessed by the User through the Platform, may have their own
terms and conditions, which are specific to such sub-site and EdServs should
not be liable for any data collection, sharing or processing by such
sub-sites.
- declares
that all the particulars and information provided by him/her are true,
correct, complete and up-to-date in all respects and that he/she have not
withheld any information whatsoever.
- authorizes
EdServs to exchange, share all Personal Data including information and
details as provided by him/her including in relation to any existing
loans and/or repayment history to any third party including but not
limited to its group companies, service providers, banks, financial
institutions, credit information companies, telecommunication companies,
statutory bodies, business partners etc. for customer verification,
personalization of products or services, credit rating, data enrichment,
marketing or promotion of EdServs’s Services or related products or that
of its associates/business partners and affiliates or for enforcement of
his/her obligations under these Terms and any other documentation
executed with EdServs in relation to the Services. He/she shall not hold EdServs
(or any of its group companies or its/their agents/representatives/
business partners/service providers) liable for the use/sharing of the
information as stated above.
- hereby
expressly consents to and authorizes EdServs/ its
representatives/agents/business partners/group companies/affiliates to
send him/her any communication regarding products/services offered by
them using various communication channels, such as, telephone,
calls/SMS/WhatsApp/bots/emails/post etc.
- understands
that, for the purpose of providing the Services, the Platform shall
require Personal Data of the User as set out in these Terms, and the User
hereby expressly consents, permits and provides the Platform access to
any such details as requested by the Platform from time to time.
- REGISTRATION
AND SERVICES
- Access
to certain areas of the Platform may only be available to registered users.
The User undertakes to provide correct and valid information/details for
registration and requesting for or availing any services under these
Terms. At the time of registration, the User shall be required to share
and upload his/her Personal Data and any other details as required by EdServs,
pursuant to which the User shall receive a user ID and password. The User
agrees and undertakes to be responsible for maintaining the confidentiality
of the password and user ID at all times, and shall be fully responsible
for all activities that are undertaken by use of such password or user
ID. Further, the User agrees not to use any other party's user ID and
password for any purpose whatsoever. The User is responsible for the
security of his/her user ID and password and for all transactions
undertaken using his/her user ID and password.
- The
User also agrees and undertakes to immediately notify EdServs of any
unauthorized use of the User's user ID or password. EdServs shall not be
responsible for any, direct or indirect loss or damage arising out of the
User's failure to comply with the requirements laid down in this Clause
3.
- The
User represents and warrants that all information/details supplied by the
User to EdServs, about the User, are true and accurate and no fact
therein has been misrepresented. The User hereby provide its consent to EdServs,
to share the information provided by the User with any service providers
appointed by EdServs and their sub-contractor(s) if any, strictly for the
purpose of providing Services under these Terms.
- If EdServs
has reason to believe that any request received from the User for
availing Services under these Terms is unauthorized or any information
submitted by the User is untrue or false, EdServs in its sole discretion
shall have the right to take any action against the User, including
cancellation of the Services, revocation of access and use of the
Platform, etc. without any prior notice to the User. EdServs shall not be
responsible or liable for any loss or damage that may be caused to the
User as a consequence of such cancellation of the Services or revocation
of access and use of the Platform.
- Once
the User uploads and verifies the Personal Data and/or other documents
and details, EdServs shall rely on the same and may process applications
made by the User, with or without additional due
diligence/authentication. Upon successful completion of the document
verification by EdServs, Services (including the sanction of the Loan)
may be provided by EdServs to the User, subject to the eligibility
criteria and any other conditions set forth by EdServs for providing such
Services.
- The
User understands that EdServs shall disburse the Loan subject to
fulfilment of the relevant terms and conditions and other requirements
for the Loan and execution of all necessary documentation. The sanctioned
Loan shall be disbursed in the designated bank account provided by the
User. The User is required to repay the outstanding amount(s) to EdServs
on the respective due date(s) mentioned by EdServs. Non-compliance of
this provision shall be construed to be a material breach, and shall lead
to termination of these Terms, in addition to any other criminal, civil
remedy available to EdServs against the User.
- The
User shall provide Personal Data only when he/she agrees with its usage
and dissemination for the purpose of relevant Services and in accordance
with the Terms herein. The User’s withdrawal of consent shall be sent to EdServs
in writing (which shall be effective subject to the applicable law and
only to such extent practicable to give effect). On receiving such
withdrawal of consent EdServs shall have an option to not provide the
Services or to recall/withdraw any Services provided earlier for which
such Personal Data was sought.
- The
User further acknowledges that the User shall adhere to any Know Your
Customer guidelines issued by EdServs which shall be in accordance with
the Reserve Bank of India (Know Your Customer (KYC) Directions, 2016 as amended
or supplemented from time to time. These guidelines shall be displayed on
the Platform.
- The
User further agrees that on availing the Services from EdServs, he/she
shall be contracting with EdServs on a principal to principal basis.
- PLATFORM
CONTENTS AND INTELLECTUAL PROPERTY RIGHTS
- Upon
agreeing to comply with these Terms, the User shall be granted a
non-exclusive, non-transferable, limited right to access, view and use
the Platform. Unless otherwise specified, the Platform is only for
personal and non-commercial use by the User.
- All
materials displayed on the Platform, including but not limited to text,
images, photographs, graphics, audio, video, software, icons, reports
generated, trademarks, trade names or other material (the “Content”)
belong to EdServs and form part of EdServs’s intellectual property.
Intellectual property laws in all applicable jurisdictions protect the
Platform all its Content.
- The
User hereby acknowledges that there may be proprietary logos, service
marks and trademarks on the Platform that are owned/used by licensors of EdServs
and other third party(s) (“Third Party Content”). By displaying
them on this Platform, EdServs does not grant any license/authority to
the User to utilize any such Third Party Content. Any unauthorized use of
the Third Party Content by the User may violate extant laws and
regulations that protect such Third Party Content under intellectual
property law and may lead to personal liability along with civil and
criminal action against the User by such licensors/third parties.
- EdServs
and its licensors (where applicable), are the sole owners of the Content
and Third Party Content, the software and all source code associated with
the Platform including all the trademarks, copyright and any other
intellectual property rights of any nature in relation to the Platform.
- The
User agrees to abide by all instructions provided on the Platform
regarding the use of the Content/Third Party Content and any application
thereof.
- The
User acknowledges and agrees that the User will not transmit, distribute,
show, exchange, modify, sell, upload, post, reproduce, copy, mirror,
frame, republish, download, store (in any medium), up-load to a third
party, adapt or change in any way the Content/Third Party Content such
that the intellectual property rights of EdServs or any third party are
affected, or create derivative works of the Content, Third Party Content
or the Services for any business, commercial or public purpose without
the express written authorization of EdServs or its licensors (where
applicable), except to the extent that such copying/printing is necessary
for the purposes of availing the Services.
- PROHIBITED
CONDUCT
- The
User shall not interrupt or attempt to interrupt the operation of the
Platform in any manner whatsoever.
- The
User hereby agrees not to use the Platform to:
- Transmit
any information or do anything that is unlawful, harmful, threatening,
abusive, harassing, tortious, defamatory, vulgar, obscene, libelous,
invasive of another's privacy, hateful, or racially, ethnically or
otherwise objectionable;
- Impersonate
any person or entity, or falsely state or otherwise misrepresent your
affiliation with any person or entity;
- Forge
headers or otherwise manipulate identifiers in order to disguise the
origin of any information transmitted through the Platform;
- Transmit
any information that you do not have a right to transmit or which
infringes on the rights of EdServs or any of its licensors or any other
third party;
- Carry
out any activity which constitutes or encourages conduct that would be
considered a criminal offence, give rise to civil liability, or
otherwise be contrary to the law of or infringe the rights of any third
party, in any country in the world;
- transmit
any material that contains adware, malware, spyware, software viruses,
time bombs, cancel bots, worms, Trojan horses, or any other computer
code, files, or programs designed to interrupt, destroy, or limit the
functionality of any computer software or hardware or telecommunications
equipment.
- Interfere
with or disrupt the Platform/Services or servers or networks connected
to the Platform/Services, or violate any requirements, procedures,
policies or regulations of networks connected to the Platform, or
collect or store Personal Data about other users without their express
consent;
- Transmit
any content:
- Which
exploits children under 18 years of age;
- Which
promotes mail fraud, multi-level marketing (pyramid) schemes or other
illegal or fraudulent activities;
- Which
has been promoted through the sending of spam or mail fraud schemes, or
pages that promote or condone the sending of spam. The sending of the
same will result in an immediate suspension of the Services availed by
the User.
- That
is or contains links to nudity, pornography, and adult content,
materials with sex or foul language.
- MONITORING
SITE CONTENT
- The
User permits EdServs in its sole discretion and for any reason deemed fit
by EdServs, to: (i) monitor the Content, including any material submitted
by the User, on the Platform, including chat rooms, electronic bulletin
boards, forums and other communications facilities, to determine
compliance with these Terms; and (ii) edit, refuse to post or remove any
material submitted by the User.
- Nothing
contained in this clause 7 (a) shall have the effect of creating any
obligation on EdServs to monitor or censor any Content or material
displayed on the Platform.
- EdServs
reserves the right to host moderated or un-moderated forums on other web
pages to which the Users can post materials ("Forums"). EdServs
is not responsible for:
- Materials
posted to Forums by third parties, whether or not such Forum is
moderated by EdServs;
- Materials
altered by EdServs in moderating Forums; or
- Any
removal of, or failure to remove, all or any part of such materials.
- TERMINATION
- EdServs
reserves the right to terminate any Services availed by the User, or any
access to and use of the Platform by the User forthwith, without any
prior notice to the User, in the event:
- The
User is determined to be in breach of any of these Terms;
- The
use of or access to the Platform or the availing of any Services by the
User disrupts EdServs’s business operations or affects or encroaches the
rights of any other third party.
- if
such access and use results or may result in, or is the subject of,
legal action or threatened legal action against EdServs or any of its
affiliates or partners, without consideration for whether such legal
action or threatened legal action is eventually determined to be with or
without merit;
- Such
termination is required under any applicable law or by way of any order
from an authority having jurisdiction over the Services/Platform.
- Any
other reasons at the sole discretion of EdServs.
- Upon
termination of these Terms, the User's right to use the Platform/
Services shall immediately cease. The User shall have no right and EdServs
shall have no obligation thereafter to execute any of the User's
uncompleted tasks or forward any unread or unsent messages to the User or
any third party.
- RESERVATION
OF RIGHTS
Notwithstanding anything
contained in these Terms, EdServs has the sole discretion and reserves the
right to:
i.
censor any Content on the Platform that is
deemed inappropriate by EdServs;
ii.
cooperate fully with any law enforcement
authority in any jurisdiction in respect of a lawful direction or request to
disclose the identity or other information about anyone posting materials which
the authority claims violates any applicable law;
iii.
modify, suspend or terminate, temporarily or
permanently, the access to the Platform and/or the Services or any portion
thereof at any time, without notice, for general maintenance. This includes
removing information transmitted by the User to the Platform. The User agrees
that it may be necessary for EdServs to temporarily suspend the access and use
to the Platform for technical reasons or to maintain network equipment or
facilities.
- INDEMNIFICATION
The User agrees to indemnify, defend and hold harmless EdServs, its
affiliates, group companies and their directors, officers, employees,
representatives, agents, third party service providers, and any other
third providing any service to EdServs in relation to the
Platform/Services whether directly or indirectly (“Indemnified Parties”),
from and against any and all losses, liabilities, claims, damages, costs
and expenses (including legal fees and disbursements in connection
therewith and interest chargeable thereon) asserted against or incurred by
the Indemnified Parties that arise out of, result from, or may be payable
by virtue of :
i.
Any breach or non-performance of any
representation, warranty, covenant or agreement made or obligation to be
performed by the User pursuant to this agreement.
ii.
Violation of any law, country specific rules and
regulations, general code of conduct or rights of a third party by the User; or
iii.
Availing of Services and access and use of the
Platform by the User.
- LIMITATION
OF LIABILITY
Notwithstanding anything
contained herein, EdServs, its officers, directors, owners, agents and
employees shall in no way be liable to the User or any other person whatsoever
for any direct, indirect, incidental or consequential damages or economic loss
or injury arising, whether in contract, tort or otherwise from the User’s use
or inability to use the Platform, or any of its Contents, or from any action or
omission taken as a result of using the Services or any other services or
products provided to the User or any other website to which the Platform is
linked. This includes (but is not restricted to) loss or damage that the User
might suffer as a result of any of the following:
- The
User’s reliance on the completeness, accuracy, suitability or currency
of the Platform or its Content (including all third party material and
advertisements on the Platform), irrespective of any verifying measures
taken by EdServs;
- Any
failure of performance, error, omission, interruption, deletion, defect,
failure to correct defects, delay in operation or transmission, computer
virus or other harmful component, loss of data, communication line
failure, unlawful third party conduct, or theft, destruction, alteration
or unauthorized access to records on the Platform by EdServs or any
other third party;
- Defamatory,
threatening, offensive or unlawful conduct of third parties or EdServs’s
publication of any materials relating to or constituting such conduct;
- Any
damages or economic loss, whatsoever, as a result of notifying any
official of potentially illegal content on website, or for providing
copies of the User’s data files to the appropriate authorities or
cooperating with law enforcement efforts to locate any persons who have
posted content that is illegal or promotes illegal conduct.
However, nothing contained in this clause shall exclude or
limit our liability which cannot be excluded or limited under applicable law.
a.
The User further agrees and acknowledges that
all Services shall be provided subject to and based upon the details and/or
information provided by the User. In case the details are inaccurate and do not
comply with the guidelines issued by EdServs in this regard, EdServs shall have
no liability whatsoever with respect to such details/information.
- CONFIDENTIALITY
Any information specifically mentioned by EdServs as confidential shall be
maintained confidentially by the User and shall not be disclosed unless
required under any law to the appropriate authorities or to serve the
purposes of these Terms and any obligations of the Parties captured
herein. - PRIVACY
POLICY
EdServs is committed to protecting the User’s privacy. EdServs’s
Privacy Policy, available at: https://www.EdServs.com/privacy-policy.php,
and sets out EdServs’s obligations with respect to the safeguarding, collection
and use of the Personal Data of the Users. EdServs ensures that only authorized
employees, representatives and professionals use any Personal Data collected
from individual Users on a need to know basis. EdServs periodically reviews its
systems and data to ensure the best possible service to the Users.
EdServs takes appropriate steps
to protect the information the User shares on the Platform, including having
effective technology, security features and strict policy guidelines in place
to safeguard the privacy of any Personal Data from unauthorized access, misuse
and disclosure.
EdServs will continue to
reinforce its security procedures as advanced technology becomes available, to
ensure that that its security procedures are compliant with current applicable
regulations.
- DISCLOSURES
EdServs does not sell, rent,
share, lease or otherwise provide Personal Data to third parties, without the
User’s prior consent. Without prejudice to the foregoing, EdServs may disclose
Personal Data in the following cases:
- Administrators-
EdServs shall provide authorized administrative(s) access to the User’s
Personal Data for internal business purposes, provided that such
authorized administrative(s) shall be under confidentiality obligations
towards EdServs.
- Affiliates-
EdServs may provide Personal Data to its affiliates. For example, EdServs
may disclose Personal Data to its affiliates in order to respond to the
User’s requests for information or Services, or to help limit receipt of
marketing materials the User has requested not to receive.
- Business
Partners-. EdServs may use certain trusted third-party companies and
individuals to help provide, analyse, and improve the Services including
but not limited to data storage, maintenance services, database
management services, credit bureau services, services of rating
agencies, web analytics, payment processing, and any other service for
the improvement of the Platform’s features. These third parties may have
access to the User’s information only for purposes of performing these
tasks on EdServs’s behalf and under confidentiality and data protection
obligations similar to those in this Terms. EdServs may disclose the
User’s Personal Data to partners who perform business functions or
hosting services on EdServs’s behalf and may be located outside of
India.
- Service
Providers- EdServs may share your Personal Data to third party
service providers, who are working with EdServs in connection with the
operation of the Services or the Platform, so long as such service
providers are subject to confidentiality restrictions consistent with
these Terms.
- Joint
Marketing Arrangements- Where permitted by law, EdServs may share
your Personal Data with joint marketers with whom EdServs has a
marketing arrangement. EdServs will require all such joint marketers to
have written contracts with EdServs that specify appropriate use of the
User’s Personal Data, requires the joint marketers to safeguard such
Personal Data, and prohibits the joint marketers from making
unauthorized or unlawful use of the User’s Personal Data. The User
hereby acknowledges and consents to such use and sharing of data.
- Assignee/Acquirer
of EdServs’s Business- In the event of a selldown or transfer EdServs’s
business or assets, certain Personal Data may be transferred to the
person/entity acquiring the business/asset. EdServs will ensure that
prior notice is provided to the User before any such selldown.
- Legal
and Regulatory Authorities- EdServs may be required to disclose
Personal Data due to legal or regulatory requirements. In such
instances, EdServs reserves the right to disclose Personal Data as
required in order to comply with any legal obligations, including but
not limited to complying with court orders, warrants, or discovery
requests. EdServs may also disclose Personal Data to (a) any law
enforcement officers or other authorized officials having jurisdiction
over the Platform; (b) Credit Information Companies; (c) comply with a
judicial proceeding, court order, or legal process served on EdServs or
the Platform; (d) enforce or apply these Terms or any other policies or
agreements executed between the Parties; (e) respond to claims that any
Personal Data violates the rights of third-parties; (f) protect the
rights, property, or personal safety of EdServs, or the general public.
The User agrees and acknowledges that EdServs may not notify the User
prior to or after any disclosure made in accordance with this section.
a.
Notwithstanding anything mentioned hereinabove, EdServs
shall not be responsible for the actions or omissions of the service providers
or parties with whom any Personal Data is shared, nor shall EdServs be
responsible and/or liable for any additional information the User may choose to
provide directly to any service provider or any third party even if the User
provides such information after redirection to a third party/service provider
website while making use of the Platform.
b.
Any amendments to the Privacy Policy shall
reflect here with a new effective date. The User undertakes to update
himself/herself of the Privacy Policy regularly to ensure that the User
understand and complies with such updated Privacy Policy.
- COOKIES
The User agrees that the EdServs interactive website uses cookies to
enable EdServs to retrieve User details for each visit and to enable
additional functionality of the Platform. - THIRD
PARTY ADVERTISEMENTS AND LINKS
EdServs may provide links to other websites for the User’s
convenience. EdServs does not take any responsibility or endorse any content
displayed on such third-party websites. The User shall access such website at
its own risk and EdServs and will not be liable for their availability or for
any loss or damage incurred by the User pursuant to the access to or use of
such third-party websites.
a.
The User acknowledges that the Platform may
contain third party advertisement. EdServs is not responsible for the content
of any advertising material or any errors or inaccuracy in any advertising or
sponsorship. EdServs partners with third-party advertising companies to serve
ads and/or collect certain information when the User visit the Platform. These
third-party advertising companies may use cookies or web beacons to collect
non-personally identifiable information not including your name, address, email
address or telephone number while the User is accessing the Platform in order
to help show advertisements on other websites likely to be more interesting to
the User. The User hereby provides its consent for the above arrangement.
- TERMS
OF TRADE
The following conditions (in
addition to, and to the extent these conditions are consistent with, any terms
or conditions relating to the Services appearing elsewhere on our web pages or
otherwise the subject of an agreement between the Parties) will be applicable
to any User availing Services through the Platform:
a.
Any application of the User is an offer to avail
the Services which EdServs may accept, in whole or in part. Any acknowledgment
of the User’s application is only to confirm receipt of transmission,
notwithstanding that such acknowledgement might state or imply that such
application has been accepted;
- Where
the Services offered through the Platform are supplied by third parties,
EdServs is only an intermediary and will not responsible for such
portion of the Services or their delivery;
- Unless
otherwise stated, any fee payable by the User excludes any applicable
service tax and delivery and insurance charges;
- The
provision of Services to the User does not confer on the User any
intellectual property rights (such as marks, designs, copyright or
patents) inherent in the Services supplied;
- Services
available through this Platform are subject to change at any time
without any notice to the User. Services listed on the Platform may not
be available immediately or at all.
- FORCE
MAJEURE
EdServs shall not be liable for any delay, interruption or failure in the
provision of Services and access and use of the Platform if caused by acts
of God, declared or undeclared war, fire, flood, storm, slide, earthquake,
power failure, the inability to obtain equipment, supplies or other
facilities or any other events beyond the control of EdServs that may
prevent or delay the provision of Service or access and use to the
Platform. - SEVERABILITY
If any provision of these Terms is found to be invalid or unenforceable
under any applicable law, such provision will be ineffective to the extent
of such invalidity or unenforceability, without affecting the remaining
provisions of these Terms in any way. - AMENDMENT
EdServs may, in its sole discretion, change or modify these Terms at any
time, with or without notice to the User. Such changes or modifications
shall be effective for all Users upon being published on the Platform. The
User is responsible for reading the updated Terms from time to time to
ensure that the use and access of the Services/Platform remains in
compliance with these Terms. - AGE
OF MAJORITY
EdServs does not accept agreements and payments from persons below the
legal age of 18 years. By submitting an application, the User confirms
that he/she is over 18 years of age or the User’s parent or legal guardian
have accepted these Terms on his/her behalf. - WAIVER
No waiver of any of the provisions of these Terms will be deemed to
constitute a waiver of any other provision nor shall such a waiver
constitute a continuing waiver unless otherwise expressly provided in
writing and duly executed by the Party to be bound thereby. - ENTIRE
AGREEMENT
These Terms as may be updated from time to time and published on www.EdServs.com represent the
complete agreement and understanding between the Parties with respect to
the Service/the Platform and supersedes any other written or oral
agreement between the Parties. - NOTICES
The User agrees that unless updated on the Platform, any notices required
to be given under these Terms will be deemed to have been given if
delivered by email or fax, or sent by registered mail or courier to each
of the Parties in accordance with the contact information the User and EdServs
have updated on the Platform. All notices shall be effective upon receipt,
except that email and fax notices shall be effective upon transmission. - GOVERNING
LAW AND DISPUTE RESOLUTION
The rights and obligations of the Parties pursuant to these Terms are
governed by the laws of India. For any dispute or difference, the User
irrevocably and unconditionally submits to the non-exclusive jurisdiction
of the Courts in Mumbai. - DISCLAIMER
The User agrees that in case the User requires specific advice for
individual circumstances, the User will consult an appropriate expert
directly and not rely on the general material on this Platform. EdServs
will endeavor to assist the User if the User specifically inquiries about
matters in which EdServs has expertise, but cannot accept any
responsibility for doing this. - DISCLAIMER
NOTICE
THIS PLATFORM AND ITS CONTENT ARE ONLY FOR THE NON-COMMERCIAL AND PERSONAL
USE OF THE USER. EDSERVS MAKES NO REPRESENTATIONS OR WARRANTIES WITH
RESPECT TO THIS PLATFORM OR ITS CONTENTS, DOES NOT ASSUME RESPONSIBILITY
FOR OR MONITOR CONTENT ON ANY PAGES/WEBSITES THAT ARE NOT PART OF EDSERVS,
AND ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION THE
IMPLIED WARRANTIES OF MERCHANTABILITY, SATISFACTORY QUALITY AND FITNESS
FOR PURPOSE RELATING TO THIS PLATFORM AND/OR ITS CONTENT AND/OR ANY
WEBSITE TO WHICH IT IS LINKED ARE HEREBY TO THE FULLEST EXTENT PERMITTED BY
LAW EXCLUDED. NO REPRESENTATIONS OR WARRANTIES ARE GIVEN AS TO THE
ACCURACY OR COMPLETENESS OF THE INFORMATION PROVIDED ON THIS PLATFORM, OR
ANY WEBSITE TO WHICH IT IS LINKED.
EDSERVS SHALL NOT BE RESPONSIBLE FOR ANY LOSS, LIABILITY, DAMAGE (WHETHER
DIRECT, INDIRECT OR CONSEQUENTIAL), PERSONAL INJURY OR EXPENSE OF ANY
NATURE WHATSOEVER WHICH MAY BE SUFFERED BY THE USER OR ANY THIRD PARTY AS
A RESULT OF OR WHICH MAY ATTRIBUTABLE, DIRECTLY OR INDIRECTLY, TO THE
USER’S ACCESS AND USE OF THE SERVICES AND ON ACCOUNT OF THE USER GIVING
DELIBERATELY FALSE AND/OR MISLEADING INFORMATION TO AVAIL OF THE SERVICES.
ENTERING THIS PLATFORM AND/OR REGISTRATION FOR SERVICES, AVAILING OF THE
SERVICES FROM THIS PLATFORM WILL BE TAKEN AS THE USER’S UNDERSTANDING AND
ACCEPTANCE OF THIS DISCLAIMER.
THE USE BY EDSERVS OF ANOTHER’S TRADE MARK ON THIS PLATFORM IS NOT OF
ITSELF INTENDED TO INDICATE ANY ASSOCIATION WITH OR ENDORSEMENT BY OR OF
THE OWNER OF THAT TRADE MARK.